Philip the Predictor, a Ghanaian-born UK-based offers online tutoring services, including assistance with homework, assignments, and projects. Students in need of academic support can reach out to him for help. He is also a regular guest on SVTV Africa’s Daily Hustle Worldwide with DJ Nyaami.
Philip cautions against blindly trusting agents or “connection men” when applying for visas. He explains that many people get misled into believing that paying huge sums to an agent is the only way to travel abroad.
“Most people associate my name, Philip, with ‘connection men’ before traveling, and that’s where the problem starts. The truth is, if you print a bank statement, it reflects your financial history—your rent payments, mobile bills, and transactions. Visa officers assess these details carefully. Many people could apply for visas on their own, but due to ignorance, they rely on agents who take advantage of them.”
He shared a shocking example of a Ghanaian man earning 40,000 GHC per month in the mining sector, who was deceived into leaving Ghana for the UK under the false promise of making even more money in mining. Unfortunately, he didn’t research properly and only realized after arriving that there is no mining industry in the UK. By then, he had already spent millions of Ghana cedis on the journey.
“The deception starts with the agents. The services they offer can be done by individuals, yet people still fall for their tricks.”
Philip explains that the first generation of Ghanaians who traveled abroad only highlighted the good aspects, creating unrealistic expectations.
“The early travelers built the idea that life abroad is perfect. They only showed the good side and hid the struggles. However, social media platforms like TikTok have now exposed the harsh realities of living abroad.”
He emphasized that many parents raise their children with the mindset that they must travel abroad without considering what life is really like overseas.
“Some parents tell their children, ‘When you grow up, you will go abroad,’ without even discussing what career paths they should take. Some people arrive abroad and end up homeless because they didn’t plan properly.”
While some people have genuinely benefited from moving abroad, many have faced unexpected struggles.
“No matter how tough things are in Ghana, when you stay abroad for a long time, you will realize that Ghana has its advantages. In Ghana, someone can easily give you 1,000 GHC, but abroad, no one will just hand you that kind of money.”
Philip highlighted that while some goods are cheaper abroad than in Ghana, the reverse is also true for many products. However, the cost of living in foreign countries makes it difficult to save money.
He recounted stories of teachers and nurses who took loans to move to Canada but later struggled to survive and has refused to pay back the loans..
“Some people took loans, sold family properties, and left Ghana, only to realize that life abroad is not what they expected. Many of them refuse to return home out of shame because they spent everything trying to move abroad.”
Some even resort to desperate measures to secure residency.
“I know couples who intentionally got pregnant just to secure legal status in the UK, while their actual spouses remain in Ghana.”
Philip warns that relocating abroad can ruin relationships.
“Distance, financial stress, and immigration status issues can destroy marriages. Some people send their kids abroad, planning to bring them over later, but by the time they do, the children are already spoiled due to poor guardianship.”
He advises Ghanaians who are well-off to travel for tourism instead of permanently relocating.
“If you have money in Ghana, visit abroad and return. Don’t rush into moving permanently. Instead, test the system, plan properly, and make informed decisions.”
Philip urges Ghanaians not to destroy their stable lives in Ghana in pursuit of an uncertain future abroad.
“We should not ruin what we have in Ghana just because of the illusion of life abroad. People should research thoroughly before making life-changing decisions.”
For more insights, follow The Predictor GH.
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